What is Tax Deferral? Tax Deferral is a crucial tax concept and the reason why retirement accounts are such a powerful investment vehicle. Tax deferral…
What is a 401(k) Plan? 401(k) plans can be a powerful tool in promoting financial security in retirement. They are a valuable option for businesses…
Understanding the Combo 401(k) & Cash Balance Plan As a tax attorney with a Master’s Degree in taxation, I can pretty much read any provision…
Dental Practices – How to Choose the Best Retirement Plan Over the years, Pension Investors have had the privilege of helping thousands of dental offices…
Calculating 401(k) Benefits—the Power of Tax Deferral Saving through a 401(k) plan is the best way to retire with real wealth because it is based on…
What are the Types of 401(k) Plans? With a 401(k) plan, employees can choose to defer some of their salary. Instead of receiving that amount in…
What is the Most Popular Type of 401(k) Plan? Safe Harbor 401(k) Plans are very popular with business owners and plan participants alike. The Safe…
What is a Third-Party Administrator? Many small business retirement plans will appoint the employer as the plan administrator. However, in most cases, and for good…
What is a 401(k) Record-Keeper? The primary purpose of a 401(k) plan record-keeper is to keep track of the plan money. Record-keepers are also responsible…
What is 401(k) Plan Testing? Plan sponsors must test traditional 401(k) plans each year to ensure that the contributions made by and for rank-and-file employees…