What is Tax Deferral? Tax Deferral is a crucial tax concept and the reason why retirement accounts are such a powerful investment vehicle. Tax deferral…
What is a 401(k) Plan? 401(k) plans can be a powerful tool in promoting financial security in retirement. They are a valuable option for businesses…
Understanding the Combo 401(k) & Cash Balance Plan As a tax attorney with a Master’s Degree in taxation, I can pretty much read any provision…
Why Your Employees May be Better off with a Cash Balance Plan than a Traditional Defined Benefit Pension Plan Behind every successful business you will…
Dental Practices – How to Choose the Best Retirement Plan Over the years, Pension Investors have had the privilege of helping thousands of dental offices…
Is My Business Right for a Cash Balance Plan? A cash balance plan is a type of defined benefit plan. Similar to traditional defined benefit…
What is the Pension Benefit Guaranty Corporation (PBGC)? Pension Benefit Guaranty Corporation, or PBGC, insures defined benefit plans offered by private-sector employers. The PBGC only covers…
How do Cash Balance Plans Differ from Traditional Pension Plans? There are two general types of pension plans — defined benefit plans and defined contribution…
What is ERISA? The Employee Retirement Income Security Act of 1974, or ERISA, protects the assets of millions of Americans so that funds placed in…
Why Do I Need an Actuary for My Defined Benefit Plan? Pension actuaries suggest methods to eliminate or reduce damage to parties if a future…